Small business lines of credit providers 2021? At Aspen Commercial Lending, we help businesses grow and succeed. That is why we offer franchise financing, so you can keep up with the competition in your industry and excel in the marketplace with the right funding to back your business ventures. Whether you need money for commercial property, refinancing, construction costs, acquisitions or equipment, this loan has you covered. That way, you can focus on building your business and becoming a competitive driving force in your industry.
Discounted Cash Flow Method. While the capitalization of cash flow method is great for steady businesses, this method is better for companies expected to significantly grow or shrink in the near future. A discounted cash flow method takes in the time value of money, assuming that the money will be worth more today than it is in the future. This method is great for comparing investment opportunities. There are many answers regarding the question of how to value a small business. Whether you’re planning to sell, apply for a small business loan, or are just curious about the worth of your business, it’s important to pick the best method of valuation for your goals. Reach out to us if you are ready to start estimating how much your small business is worth.
If your company has less than perfect credit, you may want to consider looking into a hard money loan instead of a conventional mortgage. Hard money loans depend mostly on the value of the property, and not on the borrower’s creditworthiness. Typically, the property itself secures the loan, ensuring there’s enough equity to pay the debt back in the case of defaulting on the loan. However, hard money loans sometimes come with associated fees that can drive up their overall cost for you. Read additional details on Accounts Receivable Financing.
If you struggle to get approved for a small business loan or any other type of loan from a traditional bank or credit union, it may be time to explore more creative options. At Aspen Commercial Lending, we offer business owners the opportunity to borrow against their credit card sales via a process called merchant cash advance. If your business is approved for a cash advance, our team at Aspen Commercial Lending will give you up to $200,000 for each business location. Your advances are then taken against your credit card sales to come. We don’t discriminate against credit card companies and will gladly advance funds against sales from MasterCard, Visa, Discover, American Express or any other eligible company. Once approved, you can expect your funds in no more than seven days.
Whether you have an owner-occupied or an investment property, there is a real estate loan to suit your needs. Our loans cover a wide range of properties including storage units, hospitals and healthcare centers, rental housing and even construction properties around the world. Among Aspen Commercial Lending’s portfolio of products are these commercial real estate financing options: Conventional loans; SBA 504 and 7a funding; Bridge financing; Construction monies; International funding; Mezzanine and equity loans; FHA and HUD loans; Commercial mortgage backed security funding. Our experts can help you determine which financing option best suits your commercial property needs and tell you more about the specific details and benefits of each loan. All you have to do is give us a call at your earliest convenience. Your company deserves a loan that helps you reach your full potential as a business in terms of commercial property. Contact Aspen Commercial Lending today to get started on your application for commercial real estate financing. Our experts can help you choose the right loan and secure your property financing. Find extra details on here.